Dutch Bank Account

Banking in The Netherlands

Opening a Dutch bank account is essential for living and working in the Netherlands. PartnerPete will connect you with our partner ABN AMRO, one of the biggest banks in the Netherlands. Our banking services give you the possibility to do your banking efficiently and professionally wherever you are. 

  • English customer service
  • Flexible contracts, no penalties
  • Our service is free of charge
  • Utilities arranged within 3 days

Methods of payment in the Netherlands

In contrast to what you are probably used to, the Dutch use debit cards as the preferred method of payment. A credit card is a less commonly used payment method, and often shops and supermarkets do not even support a credit card or international debit card. Having a Dutch bank account is usually also required for paying your rent or receiving salary. For small purchases, the Dutch often use contactless payment. Purchases up to a maximum of €25 can be made quickly with your debit card without using your pin code. All ABN AMRO bank accounts come with a Dutch debit card, credit card and access to online banking.

Online banking methods

In the Netherlands, online banking and payment apps are commonly used. With internet banking you can manage your banking online, free of charge. Schedule payments, check your balance or see debited or credited payments. If you want to transfer small amounts a 5-digit identification code is enough to log in, for larger sums, you will need an e.dentifier which you will receive when you open an account. With ABN AMRO’s mobile banking app, you can do your banking while you’re on the road. Check your balances, pay bills anytime, anywhere. The app is available in English, German and Spanish (and Dutch of course). 

Why PartnerPete?

We are an expat expert; every year we help over 15.000 expats to ease their move to the Netherlands. We teamed up with ABN AMRO because they also have years of experience assisting expats in the Netherlands. As the market leader in banking services for expats, we know the challenges you are facing. That’s why all our advisers are fluent in English, and our solutions are tailored to your specific needs. 

Get connected

Dutch Bank Account
Requirements Dutch Bank Account


If you want to open a Dutch bank account, PartnerPete will schedule an appointment within 24 hours with one of ABN AMRO’s English speaking advisers. You need to bring your passport and employment contract or a statement of initial employment particular to this appointment. Also, you need a Citizen Service Number, which you will be given when you register with the municipality you live in. ABN AMRO will create a bank account for you, specially tailored to your needs.